Expensive Motor Third!

The following year the CTP policies jump in price by at least 50%
From 1 January 2011, the amount of the maximum payment under the policy CTP increase to 50 thousand rubles. “Work” to learn that with him in the 50% increase and the cost of the policy.

“Crumpled bumper, both headlights smitten attachment to them, too. As such was my BMW 323i a month ago after a brief encounter with “nine”. Replacement bumper dealers at a price, would cost 26,000 rubles, and new lights and fixtures I would give another 18 thousand. But the surveyor found that all repairs I have enough, and 25 thousand, “- told” Trud “Oleg Smolyakov, advertising manager of a large capital companies.

On January 1, the size of payments for CTP will double.
The Ministry of Finance has proposed to increase the maximum amount of insurance premiums for compulsory motor insurance for simplified design loss from 25 to 50 thousand. A limit payments for damage to life and health of citizens - from 160 thousand to 500 thousand.

“At present, the stage of the same changes in the law on CTP with other departments. We plan to present a coherent version of the bill to the government by the end of this year “, - said the” Trud “deputy director of the Financial Policy Department, Ministry of Finance Vera Balakirev. According to her, the amendments are designed not only to increase the compensation.

First of all, they should make it easier to resolve conflicts of car owners with small collisions on the road. For now, if the damage from the accident does not exceed 50,000 rubles, you can not call the traffic police, and to decide on their own.

The State Duma plans to adopt amendments to the end of the fall session, to take effect from 1 January 2011. Learn more about auto owners insurance!

Polis soar in price

“CTP policies go up at least twice. If you keep the old price, the insurance companies simply do not have the money to cover the increase in payments, “- said the head of sales department of the insurance company INSPOLIS Denis Zuev.

According to him, the growth of 50% - is still optimistic. In order not to ruin, insurers can raise the price of CTP and above. However, according to Zuev, the innovations there are pluses: increase capacity maximum payout calculation will affect the assessment of damages received in the accident.

Today, if the actual damage from the accident is 60 thousand rubles, the car owner can expect a compensation of 25 thousand. And with the adoption of the amendments will be required to reimburse him nearly the full amount.

“Another important advantage: those who damage does not exceed 50 thousand, do not wait for the arrival of traffic police, fill out a pile of papers,” - said the expert.

Pay more, get less

“These amendments will not be useful to anyone”, - the head of the Moscow branch of the Federation of Russian Car Owners Sergei Kanayev.

According to him, for the life of car owners, but to the higher cost of the policy CTP, the new procedure will have no effect. “It may be, according to officials from the Ministry of Finance, they do good work, saving motorists from communicating with the traffic police after the accident. But it is on paper. Actually, the insurance companies without the help of the traffic police inspector still does not prove it, “- says Kanayev.

According to the expert, the evaluators will still underestimate the cost of the damage.